:root{color-scheme:light;--ink:#172033;--muted:#586174;--line:#dfe4ec;--paper:#fff;--wash:#f4f7f8;--brand:#164f63;--brand2:#9d3d2f;--focus:#f0b44d}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--wash);color:var(--ink);font:17px/1.72 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;letter-spacing:0}a{color:var(--brand);text-underline-offset:3px}a:hover{color:#0d3441}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;z-index:100;background:#fff;padding:10px;border:2px solid var(--focus)}
.site-head{position:sticky;top:0;z-index:20;border-bottom:1px solid rgba(23,32,51,.14);background:rgba(255,255,255,.96)}.head-inner{max-width:1160px;margin:auto;min-height:64px;padding:0 22px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:10px;color:var(--ink);font-weight:750;text-decoration:none}.brand-mark{display:grid;place-items:center;width:30px;height:30px;border:1px solid var(--ink);border-radius:50%;font-family:Georgia,serif}.nav{display:flex;align-items:center;gap:22px;font-size:14px}.nav a{text-decoration:none;color:var(--muted)}.nav .start{padding:8px 13px;border:1px solid var(--brand);color:var(--brand);font-weight:700}
.hero{border-bottom:1px solid var(--line);background:var(--paper)}.hero-inner{max-width:1160px;margin:auto;display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:54px;align-items:center;padding:72px 22px 64px}.eyebrow{margin:0 0 14px;color:var(--brand2);font-size:13px;font-weight:800;text-transform:uppercase}.hero h1{max-width:820px;margin:0;font:700 clamp(38px,5vw,68px)/1.04 Georgia,"Times New Roman",serif;letter-spacing:0}.dek{max-width:780px;margin:24px 0 0;color:var(--muted);font-size:20px;line-height:1.6}.hero-media{position:relative;min-height:300px;overflow:hidden;border:1px solid var(--line);background:#e8edef}.hero-media img{position:absolute;width:100%;height:100%;object-fit:cover}.reviewed{margin-top:24px;color:#737b8b;font-size:13px}.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:9px 17px;border:1px solid var(--brand);background:var(--brand);color:#fff;font-weight:750;text-decoration:none}.button.secondary{background:transparent;color:var(--brand)}
.layout{max-width:1160px;margin:auto;display:grid;grid-template-columns:minmax(0,760px) 280px;gap:70px;padding:58px 22px 80px}.article section{padding:0 0 35px;margin:0 0 35px;border-bottom:1px solid var(--line)}.article h2{margin:0 0 15px;font:700 30px/1.2 Georgia,"Times New Roman",serif;letter-spacing:0}.article h3{margin:25px 0 10px;font-size:19px}.article p{margin:0 0 17px}.article li{margin:7px 0}.article ul,.article ol{padding-left:24px}.table-wrap{overflow-x:auto;margin:20px 0}table{width:100%;border-collapse:collapse;background:#fff;font-size:15px}th,td{padding:13px 14px;border:1px solid var(--line);text-align:left;vertical-align:top}th{background:#e9eef1}.template-block{border-left:4px solid var(--brand);background:#fff;padding:22px 24px}.template-block p:last-child{margin-bottom:0}.sidebar{align-self:start;position:sticky;top:92px}.side-box{border-top:3px solid var(--brand);background:#fff;padding:22px;margin-bottom:22px}.side-box h2{margin:0 0 12px;font-size:17px}.side-box p,.side-box li{font-size:14px;line-height:1.55}.side-box ul{padding-left:18px}.source-list{word-break:break-word}.source-list li{margin-bottom:12px}
.faq{max-width:1160px;margin:auto;padding:0 22px 74px}.faq h2{font:700 32px/1.2 Georgia,"Times New Roman",serif}.faq details{border-top:1px solid var(--line);padding:17px 0}.faq summary{cursor:pointer;font-weight:750}.faq details p{max-width:790px;color:var(--muted)}.site-foot{border-top:1px solid var(--line);background:#172033;color:#dce3eb}.foot-inner{max-width:1160px;margin:auto;padding:42px 22px;display:grid;grid-template-columns:1fr 2fr;gap:40px}.site-foot a{color:#dce3eb}.foot-links{display:flex;flex-wrap:wrap;gap:14px 22px;font-size:14px}.disclaimer{margin-top:18px;color:#aeb8c6;font-size:13px;max-width:760px}
@media(max-width:900px){.hero-inner{grid-template-columns:1fr;padding-top:54px}.hero-media{min-height:240px;max-width:620px}.layout{grid-template-columns:1fr;gap:30px}.sidebar{position:static;display:grid;grid-template-columns:1fr 1fr;gap:18px}.side-box{margin:0}.nav a:not(.start){display:none}}
@media(max-width:620px){body{font-size:16px}.head-inner{padding:0 15px}.brand span:last-child{font-size:14px}.hero-inner{padding:42px 16px 45px;gap:34px}.hero h1{font-size:39px}.dek{font-size:18px}.hero-media{min-height:210px}.layout{padding:40px 16px 58px}.article h2{font-size:27px}.sidebar{grid-template-columns:1fr}.faq{padding:0 16px 55px}.foot-inner{grid-template-columns:1fr;padding:36px 16px}.table-wrap{margin-left:-16px;margin-right:-16px;padding:0 16px}.cta-row .button{width:100%}}